A wallet is a logical grouping of income and expenses. Typical users are:
- cohabitants each with a separate wallet for personal income and expenses and a shared wallet for joint finances and documents
- Separate families with a shared wallet for the children and separate wallets for the rest
- Self-employed or liberal professions with a wallet for private and a wallet for the business
- People who invest in real estate can create a separate wallet for each investment in order to gain a better insight into their return-on-investment/costs.